I am  asking myself sometimes if I miss my job as a banker. Do I? I can say, yes, sometimes. I actually had an early retirement that time. After  around 9 years of serving Equitable PCIBank, now Banco de  Oro or BDO, I have to quite my job and applied for an early retirement. I […]

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I am thankful that during the past months of 2012, we had accomplished a lot. Minor and major renovation in our home and garden were done and some are just started. In the coming year 2013, we plan to finish other home and garden projects. Here are some in our list; Garden House– We still […]

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 Autumn? Oh yes, it is still autumn season in Europe! Others call  it fall season. It is probably because most leaves are falling from the trees during this time. What do you observe during autumn?-The weather is getting colder.-The sky is grey and dark sometimes.-The day is shorter.– The night is longer.– The trees around […]

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This is not really the season to shop for garden furniture. Spring and summer is over in Europe and we are currently having autumn season. I believed most most of your garden furniture are stored now inside  your home especially if you don’t have a covered patio or terrace. We are lucky that our multi-purpose […]

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